This is hilarious.
If you want to transfer more than 50000¥ by using the Japan Post website, you need an OTP specific app. The app is only delivering code from 07:00 to 23:00.
Because yes, why would you make a transfer at night?
Japan in a nutshell.
@p2501 @benoit On second thought, using the smarphone as second factor seems silly when it's the same device on which a user logs in and performs all banking operations. The calculator thing is airgapped and thus more secure.
My other Japanese bank, Shinsei, gave me a plastic card with a grid of numbers and letters. Every time I log in I must lookup 4 of them to complete a security code... it reminds me of the copy protections of some C64 videogames 😂
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